A personal loan is the money lent to an individual from a bank or NBFC for a short-term at pre-determined interest rates. The money can be used to fulfill any immediate or critical needs of an individual.
Handle major expenses or unexpected needs easily with flexible repayment options and fast access to funds.
A personal loan is like borrowing some money to handle personal needs, unplanned expenses, or to pay any urgent bills. This gives you support in your rough times and offers immediate access to funds without wasting your time.
Use the funds for life's priorities, from medical needs to home projects or combining debts, while keeping budgeting simple.
Quick Funds | Clear Terms | Manage Life Easily
Life does not wait for the right time to hit you with any unexpected costs, and you would not want to miss or delay anything necessary. This is where CredBazar comes in and offers you a personal loan that you need quickly, so you can take action without facing any financial issues. CredBazar offers personal loan that ranges from 10 Thousand to 1 Crore.
Borrowing the right way helps protect your savings, avoid costly short-term credit, and keep your finances organised so you can focus on what matters.
1. Fast access to funds
2. Simple monthly installments
3. Combine debts into one easy payment
4. No collateral required for most personal loans
5. Flexible funds for personal or unexpected needs
A salaried overdraft works like a financial cushion for people with a steady income. Instead of locking yourself into a fixed loan amount, you're given a credit line linked to your salary. You dip into it only when you need to, and you pay interest on just that portion. It's a practical choice if your expenses fluctuate or if you prefer not to borrow more than necessary. Think of it as keeping a reserve of funds that you can tap without the paperwork of a new loan each time.
A balance transfer, by contrast, is about efficiency. If you already carry a personal loan or debt at a higher rate, moving it to a lower-cost option can lighten your monthly payments and shorten the time it takes to clear what you owe. It's a smart move for anyone who wants to manage debt more effectively while keeping more money in their pocket.
CredBazar helps you access funds quickly and easily, giving you the flexibility to manage expenses, cover urgent needs, or plan for important goals. Every option is designed to make borrowing simple, stress-free, and fully under your control. These are the main types of personal loans we offer:
A personal loan helps you cover life's costs with secure daily finances and your budget in line.
This type of flexibility lets you balance monthly instalments with your income so you can cut back in lean months.
Clear interest options let you view exact charges so you can select a rate that works for you now.
Fast approval and prompt fund transfer allow you to address emergencies the moment you require them without disrupting your routine finances.
Minimal paperwork and simple checks speed up processing, enabling busy applicants to obtain cash without unjustified delays or inconvenience.
Choose a repayment term of your convenience, from 12 months to 84 months, for easy monthly planning.
Keep funds readily available to pay for unforeseen expenses, lying comfortably in your head without compromising your daily budget.
Measure twice, cut once. You may have a target amount, a tenure or a target EMI. When it comes to loans, no matter hour how big or small, always get an idea how it will affect your monthly finances, before you take a decision.
Before applying, check personal loan eligibility so that you know if you are eligible and prepare for the future if not.
| Eligibility Criteria | Details |
|---|---|
| Age | Applicants must be between 21 and 65 years old. |
| Nationality | Must be an Indian resident. |
| Income | Monthly income of Rs. 30,000 with valid proof. |
| Employment Status | Salaried, self-employed, or professional applicants accepted. |
| Credit Score | A 700 credit score helps secure better terms. |
These are the documents required for approval of the personal loan:
PAN & Aadhaar copiesLatest Utility billSalary Slips of recent 6 monthsBank statements 12 monthsITR last 2 yearsCo-applicant KYC documentsExisting loan statementsEmployment certificate proofThe personal loan interest rate depends on your profile, loan amount, and tenure. CredBazar provides clear rate quotes and full disclosure of processing fees, prepayment options, and late payment charges. At CredBazar, business loans start from a 9.99% rate of interest.
Instant access to money for everyday needs.
It is easy and quick to apply for a personal loan from us. This is how the process works:
Click the "Get Quote" button upon visiting CredBazar's website. Choose the type of personal loan that will suit your needs best.
Provide all the documents needed, including identification, address, finances, and collateral.
Utilize our online portal to easily submit your loan application.
Our team goes through your profile and evaluates your repayment capacity, then sanctions.
Once sanctioned, the money is deposited into your account.
Quick answers to your loan and finance queries - simple, clear, and easy to understand.
A personal loan is the money lent to an individual from a bank or NBFC for a short-term at pre-determined interest rates. The money can be used to fulfill any immediate or critical needs of an individual.
Loan approval usually takes 24 to 72 working hours, depending on eligibility and document verification. In some cases, approval may be instant.
No. CredBazar does not charge any fee from its customers for applying or processing the loan. You only pay the interest and charges as per your lender's terms.
Any salaried or self-employed individual with a stable income, valid documents, and a good credit profile can apply, subject to lender eligibility criteria.
