A bussiness loan is a financial assistance provided by a bank or NBFC to buy, build, or renovate a house or property.
Own your dream home with confidence. Finance your purchase, make simple repayments, and invest in comfort with funds.
A business loan is borrowed money that enables a company to invest in expansion or cover any ongoing costs. Financial planning is made easier without putting pressure on cash flow or depleting personal resources because the loan size and payback conditions are tailored to each firm.
It's a strategy for maintaining financial stability while funding expansion, keeping your company safe, and maintaining its competitiveness.
Grow Your Business | Manage Cash Flow | Identify New Opportunities
As a business owner, you might require additional funds to expand, grow, or run your daily operations. For this, you require a business loan. Fast finance can be used to start new projects, replace machinery, replenish inventory, and pay staff. Business loans from CredBazar offers business loans that range from 10 lakhs to 2 crores.
Funding is only one aspect of a business loan. When things are going well, it helps your firm expand, and when they are not, it offers a safety net. Businesses can grow, stay ahead, and invest with confidence if they have the proper funding.
1. Invest in growth
2. Quick access to capital
3. Secure long-term stability
4. Fund day-to-day operations
5. Maintain competitive advantage
Running a business is not always easy, and we understand that money challenges can come up at any time. That is why we focus on keeping things simple and clear. If you need extra cash to cover daily costs, grow your business, or buy new machines, our loans are designed to give you the support you need. There are no confusing terms and no hidden steps, only a smooth process that saves you time and stress.
What sets us apart is the care we put into every step. We listen to your needs and suggest the loan that matches your plans. With fast approvals, flexible repayment options, and a team that is always ready to guide you, we make sure you can keep moving forward with confidence. At CredBazar, we are more than just lenders. We are partners who want to see your business grow and succeed in the long run.
To assist entrepreneurs in running their businesses efficiently, grow with confidence, and accomplish their objectives, CredBazar offers 3 types of business loans. Every loan is made to accommodate various financial requirements while maintaining an easy-to-understand, straightforward procedure.
A business loan assists you in overcoming financial challenges and starting new ventures. It provides you with the confidence to invest with assurance, without jeopardizing smooth operations or worrying about liquidity.
Repayment timelines are flexible for your business cash flows, which makes it simple to manage finances.
Clear and competitive interest rates make borrowing affordable and enable long-term sustainable business growth at affordable costs.
Loans are quickly approved and funds disbursed so that your business can move forward.
Easy application with less paperwork ensures busy business owners can obtain funds without needless delays and hassles.
Business and startup loans grant capital to scale operations, invest in ventures, or buy needed equipment with confidence.
Availability of funds guarantees smooth everyday operations, ensuring businesses do not experience financial disruptions or cash flow problems.
Measure twice, cut once. You may have a target amount, a tenure or a target EMI. When it comes to loans, no matter hour how big or small, always get an idea how it will affect your monthly finances, before you take a decision
Business loan eligibility is based on various factors such as age, business category, GST returns, credit score, and operational history.
| Parameter | Description |
|---|---|
| Age | You must be between 21 to 65 years of age to be eligible to apply for a business loan. |
| Nationality | You need to be an Indian citizen to be eligible. |
| Credit Score | A 700 credit score improves your chances of getting approved. |
| Business History | Your business should have been running for at least one year. |
| GST Returns | Make sure your GST returns are filed for at least six months on time. |
| Business Type | Loans are offered to sole proprietorships, partnerships, LLPs, and Private Limited companies. |
Any person who is applying for a business loan needs to have these documents ready.
Company PAN cardDirectors KYC documentsMOA & AOA copyGST registration copyBank statements for recent 12 monthsITR last 2 yearsDirectors list & sharesGST3B returns 12 monthsCertificate of incorporationCo-applicant KYC documentsLatest Utility billGST / Udyam copyBusiness loan interest ratesdiffer for each individual. They can change based on the basis of repayment duration and the type of loan you choose. At CredBazar, business loans start from a 13% rate of interest. Along with interest, you may also need to cover costs like processing charges, early closure fees, or penalties for missed payments.
Get a quick business loan because growth should never wait.
Applying for a business loan with us is quick and straightforward. Hereβs how the process works:
Pick the loan option that matches your business goals and requirements.
Keep your documents ready, including ID proof, bank statements, and financial records.
Submit your loan application easily through the CredBazar website.
We will review your details, check eligibility, and assess your financial profile.
Upon approval, the money is transferred directly to your bank account, often within just 24 hours.
Quick answers to your loan and finance queries - simple, clear, and easy to understand.
A bussiness loan is a financial assistance provided by a bank or NBFC to buy, build, or renovate a house or property.
Usually, a Business loan gets approved within 5 to 10 working days, subject to document verification.
No. CredBazar does not charge any fee from its customers for applying or processing the loan. You only pay the interest and charges as per your lender's terms.
Salaried individuals, self-employed professionals, and business owners with a stable income can apply for a Business loan.
